Ok, so I have a slight dilemma.  I’m getting a little bit extra in my paycheck this Friday.  There’s something I know I should do with the money and something I really want to do with it and the two are very different things.  So how do I talk myself into doing the thing I know I should do?  Any words of wisdom?  Is it as simple as the old Nike commercial saying, “just do it”?  I hope so.